CYoung/NCzuchra on mon 10 may 99
Looking for another carrier and wonder what other artists are using for
insurance against disaster going and coming and during shows. Does anyone
use ACC insurance? Thanks for any info. Candace Young
Kim Marie on tue 11 may 99
Don't know where you are located but I use Finger Lakes Fire and Casualty.
I called my agent, told her what I wanted, gave her a few days and she came
up with a winner. I know because the insurance company covered a wind
disaster I had. If you have a good agent or can find one, put 'em to work!
At 12:08 PM 5/10/99 EDT, you wrote:
>Looking for another carrier and wonder what other artists are using for
>insurance against disaster going and coming and during shows. Does anyone
>use ACC insurance? Thanks for any info. Candace Young
Knox Steinbrecher on tue 11 may 99
I use RLI Insurance through the Schifman, Remley &Associates, Inc. They are
in Mission Kansas. Phone 913-831-1777. Ask for Lisa.
I have an "In home business" and of course travel to shows. I also do shows
that require insurance and this policy satisfies them.
I have never had a claim (knock wood) but have found them helpful,
inexpensive and efficient.
Good luck in your search
Knox......temporarily in Virginia where the weather is beautiful and a robin
has nested in my shop for the third season.
Carolynn Palmer on thu 13 may 99
In the fall of 1993 our Ford high cube van burned on the road enroute to a
show. We lost all of our inventory, display equipment, tools, supplies, etc.
We had carried a rider on our home owners insurance policy to cover this
kind of contingency, we thought. But when we attempted to submit a claim, we
found that it only covered our work if it was in our home studio or at the
show site. The insurance adjuster explained that this was because the work
is normally insured by the carrier while in transit. We now carry a
completely different kind of policy. Read everything carefully and be
certain that the insurer understands exactly what your needs are before you
pay the premiums.
One little addendum to this disaster, the IRS allowed us to claim as a loss
only the materials involved, with no regard to the retail value of our work,
they allowed nothing for our time and labor.
Carolynn Palmer, Somerset Center, Michigan