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credit cards, and taking advice from clayart blindly

updated thu 19 nov 09

 

Earl Krueger on fri 13 nov 09


I have absolutely no experience at this, but....

Airlines charge a surcharge for fuel, and
for overweight luggage too (see humorous story below).
Concrete company charged me a surcharge for mileage.
How about a surcharge for taking plastic?

Debit/Credit surcharge 10% or 5% or whatever.
Gives customer the option.
It is now their decision.
If they want the convenience they, not you, pay the price.


Earl Krueger
Oregon, USA

True story:
I work for a large high-tech corporation.
Really more like a medium sized government.
Word came down from on high.
"There's money in the book budget, buy something".
Company policy; books have to be shipped to Corporate Offices first,
then shipped to their final destination.
Why? Nobody knows, and nobody asks: It's Policy.
Boss happened to be at Corporate Offices for a meeting.
Higher up Boss said:
"Save us some money. Carry the books back in your luggage."

Weight of books: 8lbs.
USPS rate would be: $5.11
Luggage overweight charges were: $50.00
Net savings: -- $45.89

Corporate mentality at it's finest.

Richard Aerni on fri 13 nov 09


David, Paul and others,
I wish I could get away from credit cards...I tried, but came to the =3D
conclusion that to my customers, that is what they wish to use. Like =3D
David, several years ago I discovered that the credit card company was =3D
taking a higher percentage of my gross than was the kiln (for gas and =3D
glazes). That got my attention. I proceeded to do some searching for =3D
different providers, and was able to upgrade my equipment, at the same =3D
time saving almost 3% in processing charges. Now I don't feel bad when =3D
someone uses the card...1.77% doesn't hit me as hard as the previous =3D
number. =3D20
I would love to have more folks pay with checks or cash...I always state =
=3D
them as my preferences, but still people use the plastic. My last show =3D
I had 1 check and 38 charges. =3D20

And now for something completely different. There are many potters here =
=3D
on clayart, making all kinds of work at all temperature ranges in all =3D
kinds of locations. Posts that purport to tell such a wide variety of =3D
people "the way to do things" are just plain absurd. Everyone's needs =3D
and wants differ. For instance, if I were in a situation such as Tony =3D
C's in Canada, where kilns get a thorough inspection and a negative =3D
opinion can cost you thousands, and perhaps be the difference between =3D
being allowed to operate or not, I would buy a prefab, UL rated kiln as =3D
well. It's what one has to do. (BTW, Tony, what do they say about your =
=3D
wood burning kiln?) But I'm not there. I am not about to lay out =3D
$25,000 for a prebuilt kiln when I have the knowledge and experience to =3D
build one for myself at a fraction of the price. So I don't...and that =3D
doesn't make me stupid. My situation is just different. =3D20
There are innumerable posts about say, hard brick vs. soft brick, barium =
=3D
vs. strontium, wood vs. concrete studio floors, electric vs. gas vs. =3D
wood firing, and on and on and on... What those posts offer is a point =3D
of view, and the experiences of someone to offer as a rationale. They =3D
are a starting point for someone grappling with those issues, grist for =3D
the mill. I cringe whenever anyone makes a blanket statement that "this =
=3D
is how it is." When I make a post to clayart, it is about what has =3D
worked, or not worked, for me. Your experience may be totally =3D
different, and just as valid. =3D20

OK, my mailing labels are finished printing...time to start putting them =
=3D
on the studio sale postcards...
Best,
Richard
Richard Aerni
Rochester, NY =3D20
www.richardaerni.com

Lee Love on fri 13 nov 09


On Fri, Nov 13, 2009 at 7:35 PM, Richard Aerni wr=
=3D
ote:

>=3DA0I cringe whenever anyone makes a blanket statement that
> "this is how it is."

This is so true. Accepting credit cards, a specific kind of
tool, a type of kiln, a spray treatment, firing gas reduction in an
electric kiln, firing down, all these things are perfect, only for
some situations.

With so many different possibilities in our art and craft,
when you hear someone speaking about "one true way" you know they are
either full of themselves or full of crap.


--
Lee, a Mashiko potter in Minneapolis
http://mashikopots.blogspot.com/

"Ta tIr na n-=3DF3g ar chul an tI=3D97tIr dlainn trina ch=3DE9ile"=3D97tha=
t is, "T=3D
he
land of eternal youth is behind the house, a beautiful land fluent
within itself." -- John O'Donohue

Bonnie Hellman on sat 14 nov 09


I have another take on clayart messages, even those that directly relate to
creating and firing clay.

There are so many subjects discussed here (and I've been reading clayart
since around 1996) that apply to a segment of clay people. I don't use
earthenware or fire using wood, and discussions about anything related to
making, glazing, firing those are unlikely to directly relate to what I do.

However, I don't have to read those emails unless I want to. Usually I DO
read them, because sometimes comments under the earthenware or wood fire
heading are interesting or do apply to what I do. Maybe they'll even be
useful in the future.

Maurice, I don't know if you still have to get a referral to open a GMAIL
account the way it was in the beginning, but if anyone would like a
referral, I'd be happy to give it to them.

Best,
Bonnie


Bonnie Hellman
Ouray, CO. USA



-----Original Message-----
From: Clayart [mailto:Clayart@LSV.CERAMICS.ORG] On Behalf Of Richard Aerni
Sent: Friday, November 13, 2009 6:36 PM
To: Clayart@LSV.CERAMICS.ORG
Subject: Credit cards, and taking advice from clayart blindly

David, Paul and others,
...

And now for something completely different. There are many potters here on
clayart, making all kinds of work at all temperature ranges in all kinds of
locations. Posts that purport to tell such a wide variety of people "the
way to do things" are just plain absurd. Everyone's needs and wants differ=
.
For instance, if I were in a situation such as Tony C's in Canada, where
kilns get a thorough inspection and a negative opinion can cost you
thousands, and perhaps be the difference between being allowed to operate o=
r
not, I would buy a prefab, UL rated kiln as well. It's what one has to do.
(BTW, Tony, what do they say about your wood burning kiln?) But I'm not
there. I am not about to lay out $25,000 for a prebuilt kiln when I have
the knowledge and experience to build one for myself at a fraction of the
price. So I don't...and that doesn't make me stupid. My situation is just
different.
There are innumerable posts about say, hard brick vs. soft brick, barium vs=
.
strontium, wood vs. concrete studio floors, electric vs. gas vs. wood
firing, and on and on and on... What those posts offer is a point of view,
and the experiences of someone to offer as a rationale. They are a startin=
g
point for someone grappling with those issues, grist for the mill. I cring=
e
whenever anyone makes a blanket statement that "this is how it is." When I
make a post to clayart, it is about what has worked, or not worked, for me.
Your experience may be totally different, and just as valid.

Best,
Richard
Richard Aerni
Rochester, NY
www.richardaerni.com

Lee Love on sat 14 nov 09


On Fri, Nov 13, 2009 at 9:46 PM, Earl Krueger wrote:

> Debit/Credit surcharge 10% or 5% or whatever.
> Gives customer the option.
> It is now their decision.
> If they want the convenience they, not you, pay the price.

By contract, you agree not to do this. Visa will have your ass.

--
Lee, a Mashiko potter in Minneapolis
http://mashikopots.blogspot.com/

"Ta tIr na n-=3DF3g ar chul an tI=3D97tIr dlainn trina ch=3DE9ile"=3D97tha=
t is, "T=3D
he
land of eternal youth is behind the house, a beautiful land fluent
within itself." -- John O'Donohue

John Rodgers on sat 14 nov 09


Surcharges are popping up all over the place.

Freight companies add a surcharge on freight for fuel.

Alabama Power Company in Alabama has a charge for using plastic.
Actually, they contract with another company to take the plastic and the
other company adds a surcharge of over $4 per payment on plastic. That
way the Power Company avoids the rules that forbid merchants from adding
a surcharge for accepting plastic in payment.

All banks in this area now add a percentage charge on each check cashed
at their bank if you are not their customer, but you are cashing one of
their customers checks. Locally this has gotten so high priced with one
bank that I refuse to accept checks on that bank.

At least two local Insurance agents have told me that the companies they
represent charge extra for taking plastic, and they - the agent has no
choice but to pass it on.

Now the Congress has stepped in to put the skids under certain credit
card practices but the CC companies are rusing like crazy to raise all
kinds of rates before the new law takes place, because once done they
are grandfathered in - CC companies won't have to roll back to the old
numbers, they can keep the new numbers. WE are talking billions of
dollars here on this race for greed. It's rotten.

John Rodgers
Clayartist and Moldmaker
88'GL VW Bus Driver
Chelsea, AL
Http://www.moldhaus.com



Earl Krueger wrote:
> I have absolutely no experience at this, but....
>
> Airlines charge a surcharge for fuel, and
> for overweight luggage too (see humorous story below).
> Concrete company charged me a surcharge for mileage.
> How about a surcharge for taking plastic?
>
> Debit/Credit surcharge 10% or 5% or whatever.
> Gives customer the option.
> It is now their decision.
> If they want the convenience they, not you, pay the price.
>
>
> Earl Krueger
> Oregon, USA
>
> True story:
> I work for a large high-tech corporation.
> Really more like a medium sized government.
> Word came down from on high.
> "There's money in the book budget, buy something".
> Company policy; books have to be shipped to Corporate Offices first,
> then shipped to their final destination.
> Why? Nobody knows, and nobody asks: It's Policy.
> Boss happened to be at Corporate Offices for a meeting.
> Higher up Boss said:
> "Save us some money. Carry the books back in your luggage."
>
> Weight of books: 8lbs.
> USPS rate would be: $5.11
> Luggage overweight charges were: $50.00
> Net savings: -- $45.89
>
> Corporate mentality at it's finest.
>
>
>

Ingeborg Foco on sat 14 nov 09


Earl,

What you say makes good common sense and clearly more fair but.....the
credit card companies already thought of that and they make it "illegal" t=
o
charge card customers more. If you get turned in, you can loose your credi=
t
card "benefit".

On Fri, Nov 13, 2009 at 10:46 PM, Earl Krueger wrote=
:

> I have absolutely no experience at this, but....
>
> Debit/Credit surcharge 10% or 5% or whatever.
> Gives customer the option.
> It is now their decision.
> If they want the convenience they, not you, pay the price.
>
>
> --
> Sincerely,
>
> Ingeborg
>
> http://www.thepottersworkshop.com
>

marci and rex on sat 14 nov 09


At 09:46 PM 11/13/2009, Earl Krueger wrote:

>How about a surcharge for taking plastic?
>Debit/Credit surcharge 10% or 5% or whatever.
>Gives customer the option.
********* Hey Earl,
Wasnt so long ago that some vendors used to give
a discount for cash .
and re :

>"Higher up Boss said:
>"Save us some money. Carry the books back in your luggage."
>Weight of books: 8lbs.
>USPS rate would be: $5.11
>Luggage overweight charges were: $50.00
>Net savings: -- $45.89"

******And THATS why he was the higher -up boss :O) Sure
this wasnt a government entity ?
( Company motto: Losing money one stupid decision at a time )
( PS. From the numbers crunching, sounds like you had the
company accountant working on this one too .... 'grin' )

marci
www.ppio.com

Snail Scott on sun 15 nov 09


On Nov 13, 2009, at 9:46 PM, Earl Krueger wrote:
> How about a surcharge for taking plastic?


This is actually forbidden. Doing the opposite -
a 'cash discount' - is skating on thin ice, too.

-Snail

Gwynneth Rixon on sun 15 nov 09


Hi=3D2C=3D20
I'm not sure where else they do it=3D2C but in the UK=3D2C Ikea charges 75p=
if =3D
you pay with a credit card.
How can it be forbidden if you are passing on costs?
Gwynneth


> Date: Sun=3D2C 15 Nov 2009 09:37:38 -0600
> From: claywork@FLYING-SNAIL.COM
> Subject: Re: Credit cards=3D2C and taking advice from clayart blindly
> To: Clayart@LSV.CERAMICS.ORG
>=3D20
> On Nov 13=3D2C 2009=3D2C at 9:46 PM=3D2C Earl Krueger wrote:
> > How about a surcharge for taking plastic?
>=3D20
>=3D20
> This is actually forbidden. Doing the opposite -
> a 'cash discount' - is skating on thin ice=3D2C too.
>=3D20
> -Snail
=3D20
_________________________________________________________________
Have more than one Hotmail account? Link them together to easily access bot=
=3D
h
http://clk.atdmt.com/UKM/go/186394591/direct/01/=3D

Lee Love on sun 15 nov 09


On Sun, Nov 15, 2009 at 2:36 PM, Gwynneth Rixon wro=
=3D
te:
> Hi,
> I'm not sure where else they do it, but in the UK, Ikea charges 75p if yo=
=3D
u pay with a credit card.
> How can it be forbidden if you are passing on costs?

Gwynneth,

It is called a contract. I thought you Brits taught us all
about that! ;^)

--=3D20
--
Lee, a Mashiko potter in Minneapolis
http://mashikopots.blogspot.com/

"Ta tIr na n-=3DF3g ar chul an tI=3D97tIr dlainn trina ch=3DE9ile"=3D97tha=
t is, "T=3D
he
land of eternal youth is behind the house, a beautiful land fluent
within itself." -- John O'Donohue

Snail Scott on sun 15 nov 09


On Nov 15, 2009, at 2:36 PM, Gwynneth Rixon wrote:

> Hi,
> I'm not sure where else they do it, but in the UK, Ikea charges 75p if
> you pay with a credit card.
> How can it be forbidden if you are passing on costs?


It sounds like UK credit practices are very
different from US practices in this respect!
(Government regulation, is my guess...)

Naturally, the cost is passed on in the US, too,
it's merely hidden from the consumer by the
credit company policies, which are designed
to make credit seem more attractive. The cost
must be borne by the merchant just the same,
but can't be itemized or charged as such to the
customer. Since everyone must be charged the
same price, cash or credit, in effect the cash
customers are subsidizing the credit users.

-Snail

Ingeborg Foco on mon 16 nov 09


Here in SW Florida, you can pay your property taxes with a credit card but
will be charged 2% for this privilege. The local post office encourages us=
e
of credit cards rather than paying with check or cash. They claim it is
more cost effective for them than handling cash. Obviously, they have
agreements with the credit card companies and are able to get away with thi=
s
practise while we can't.





On Sun, Nov 15, 2009 at 10:59 PM, Snail Scott wr=
ote:

> On Nov 15, 2009, at 2:36 PM, Gwynneth Rixon wrote:
>
> It sounds like UK credit practices are very
> different from US practices in this respect!
> (Government regulation, is my guess...)
>
>
>
>
> --
> Sincerely,
>
> Ingeborg
>
> http://www.thepottersworkshop.com
>

Lee Love on mon 16 nov 09


On Mon, Nov 16, 2009 at 11:12 PM, Dennis Gerasimov wr=
=3D
ote:
> While it may be against your agreement with your card processor to
> charge a premium on credit card transactions, they cannot prohibit you
> from giving a discount on other (non-credit card) transactions. Which
> achieves the same result. Read the fine print, talk to your lawyer if
> you must, but there is no such thing as a bullet proof contract.
> Dennis

Dennis, the contract covers both discounts and extra fees. The
big companies don't have to negotiate the same contracts we have to
accept as individuals. That is why Unions, Guilds and Associations
are so important.

--=3D20
--
Lee, a Mashiko potter in Minneapolis
http://mashikopots.blogspot.com/

"Ta tIr na n-=3DF3g ar chul an tI=3D97tIr dlainn trina ch=3DE9ile"=3D97tha=
t is, "T=3D
he
land of eternal youth is behind the house, a beautiful land fluent
within itself." -- John O'Donohue

jonathan byler on mon 16 nov 09


that doesn't seem to stop ANY of the large filling stations along the
I-85 corridor from GA through SC from charging different prices for
cash and credit and advertising it boldly on their signs.

On Nov 14, 2009, at 5:18 PM, Ingeborg Foco wrote:

> Earl,
>
> What you say makes good common sense and clearly more fair but.....the
> credit card companies already thought of that and they make it
> "illegal" to
> charge card customers more. If you get turned in, you can loose
> your credit
> card "benefit".
>
> On Fri, Nov 13, 2009 at 10:46 PM, Earl Krueger
> wrote:
>
>> I have absolutely no experience at this, but....
>>
>> Debit/Credit surcharge 10% or 5% or whatever.
>> Gives customer the option.
>> It is now their decision.
>> If they want the convenience they, not you, pay the price.
>>
>>
>> --
>> Sincerely,
>>
>> Ingeborg
>>
>> http://www.thepottersworkshop.com
>>

jonathan byler on mon 16 nov 09


if you are getting eaten up by CC fees, why not just charge more for
creditcard purchases like the big gas stations do to the truck
drivers. or better yet, offer a discount for cash of 1-2%. people
all the time will take pay pal for stuff, but ask you to pay the fee
as the customer. I don't see why you shouldn't make the customer pay
a small premium for the convenience he gets from not using cash and
the trouble you go though to deal with the CC company.


On Nov 13, 2009, at 7:35 PM, Richard Aerni wrote:

> David, Paul and others,
> I wish I could get away from credit cards...I tried, but came to the
> conclusion that to my customers, that is what they wish to use.
> Like David, several years ago I discovered that the credit card
> company was taking a higher percentage of my gross than was the kiln
> (for gas and glazes). That got my attention. I proceeded to do
> some searching for different providers, and was able to upgrade my
> equipment, at the same time saving almost 3% in processing charges.
> Now I don't feel bad when someone uses the card...1.77% doesn't hit
> me as hard as the previous number.
> I would love to have more folks pay with checks or cash...I always
> state them as my preferences, but still people use the plastic. My
> last show I had 1 check and 38 charges.
>
> And now for something completely different. There are many potters
> here on clayart, making all kinds of work at all temperature ranges
> in all kinds of locations. Posts that purport to tell such a wide
> variety of people "the way to do things" are just plain absurd.
> Everyone's needs and wants differ. For instance, if I were in a
> situation such as Tony C's in Canada, where kilns get a thorough
> inspection and a negative opinion can cost you thousands, and
> perhaps be the difference between being allowed to operate or not, I
> would buy a prefab, UL rated kiln as well. It's what one has to
> do. (BTW, Tony, what do they say about your wood burning kiln?)
> But I'm not there. I am not about to lay out $25,000 for a prebuilt
> kiln when I have the knowledge and experience to build one for
> myself at a fraction of the price. So I don't...and that doesn't
> make me stupid. My situation is just different.
> There are innumerable posts about say, hard brick vs. soft brick,
> barium vs. strontium, wood vs. concrete studio floors, electric vs.
> gas vs. wood firing, and on and on and on... What those posts offer
> is a point of view, and the experiences of someone to offer as a
> rationale. They are a starting point for someone grappling with
> those issues, grist for the mill. I cringe whenever anyone makes a
> blanket statement that "this is how it is." When I make a post to
> clayart, it is about what has worked, or not worked, for me. Your
> experience may be totally different, and just as valid.
>
> OK, my mailing labels are finished printing...time to start putting
> them on the studio sale postcards...
> Best,
> Richard
> Richard Aerni
> Rochester, NY
> www.richardaerni.com

marci and rex on mon 16 nov 09


At 06:45 AM 11/16/2009, Ingeborg Foco wrote:
>Here in SW Florida, you can pay your property taxes with a credit card but
>will be charged 2% for this privilege. The local post office encourages u=
se
>of credit cards rather than paying with check or cash. They claim it is
>more cost effective for them than handling cash. Obviously, they have
>agreements with the credit card companies and are able to get away with th=
is
>practise while we can't.


Every utility I have charges a " handling
fee' or " convenience fee" for using a credit or debit card...
at least over the phone or on the website...
Electric, phone, insurance, house payment......so it may be
that they get away with it by calling it something else..
Marci

Snail Scott on tue 17 nov 09


On Nov 17, 2009, at 1:43 PM, steve graber wrote:

> sounds like a toipic the=3DA0Pottery Council=3DA0might pick up?=3DA0 alon=
g =3D
with =3D20
> health insurance for potters, a group for credit card use would be =3D20
> handy...


The Potters Council does indeed have an
arrangement with a credit-card service for
members. It's a pretty good arrangement.
You can find out more through the PC website,
where you can download a PDF with exact
details of the credit-card service terms.
Here's a link to the benefits page of the site:

http://ceramicartsdaily.org/potters-council/learn-more-about-potters-=3D20
council/

And right now, until Dec 11, 1009, memberships
are two-for-one, so sign up with a friend or give
a membership as a gift!

Snail Scott
Board Member, Potters Council=3D

John Hesselberth on tue 17 nov 09


On Nov 17, 2009, at 12:12 AM, Dennis Gerasimov wrote:

> While it may be against your agreement with your card processor to
> charge a premium on credit card transactions, they cannot prohibit you
> from giving a discount on other (non-credit card) transactions. Which
> achieves the same result. Read the fine print, talk to your lawyer if
> you must, but there is no such thing as a bullet proof contract.
> Dennis

Apparently this is an active subject of discussion in Congress right =3D
now. Check out the short article at:

=3D
http://www.nytimes.com/1981/02/25/business/cash-payment-discount-bill.html=
=3D


Regards,

John

KATHI LESUEUR on tue 17 nov 09


On Nov 16, 2009, at 2:55 PM, jonathan byler wrote:

> if you are getting eaten up by CC fees, why not just charge more for
> creditcard purchases like the big gas stations do to the truck
> drivers. or better yet, offer a discount for cash of 1-2%. people
> all the time will take pay pal for stuff, but ask you to pay the fee
> as the customer. I don't see why you shouldn't make the customer pay
> a small premium for the convenience he gets from not using cash and
> the trouble you go though to deal with the CC company.
>
>


Most card contracts say you can't charge more to the customer for a
charge. I'm sure the big guys do it because the rules are different
for them. When I took charges there was nothing in my contract that
said I couldn't give a discount for cash. So, unless your contract
says otherwise, go ahead and give that discount. Making the customer
pay a "small premium" for using a charge can put a bad taste in their
mouth, but giving a discount for cash is like a reward.

KATHI LESUEUR
http://www.lesueurclaywork.com

John Hesselberth on tue 17 nov 09


Apparently the link I put in my last message is a bit out of date. While =
=3D
the top of the page indicates it is in today's New York Times, the date =3D
on the article is 1981. Oh well. Maybe it is already law. Someone will =3D
know I suspect.

Joh

steve graber on tue 17 nov 09


sounds like a toipic the=3DC2=3DA0Pottery Council=3DC2=3DA0might pick up?=
=3DC2=3DA0 alo=3D
ng with health insurance for potters, a group for credit card use would be =
=3D
handy.=3DC2=3DA0 =3D0A=3D0Asome time back i worked with one of the pottery =
magazine=3D
s to try to understand how many people comprise the pottery market.=3DC2=3D=
A0 w=3D
e hit on a number of around 1 million people.=3DC2=3DA0 so we're not a smal=
l cr=3D
owd.=3DC2=3DA0 =3D0A=3DC2=3DA0Steve Graber, Graber's Pottery, Inc=3D0AClare=
mont, Califo=3D
rnia USA=3D0AThe Steve Tool - for awesome texture on pots! =3D0Awww.grabers=
pott=3D
ery.com steve@graberspottery.com =3D0A=3D0A=3D0AOn Laguna Clay's website=3D=
0Ahttp:/=3D
/www.lagunaclay.com/blogs/ =3D0A=3D0A=3D0A=3D0A----- Original Message ----=
=3D0A> From=3D
: Lee Love =3D0A> To: Clayart@LSV.CERAMICS.ORG=3D0A=
> Se=3D
nt: Mon, November 16, 2009 9:28:49 PM=3D0A> Subject: Re: Credit cards, and =
ta=3D
king advice from clayart blindly=3D0A> =3D0A> On Mon, Nov 16, 2009 at 11:12=
PM,=3D
Dennis Gerasimov wrote:=3D0A> > While it may be against your agreement wit=
h =3D
your card processor to=3D0A> > charge a premium on credit card transactions=
, =3D
they cannot prohibit you=3D0A> > from giving a discount on other (non-credi=
t =3D
card) transactions. Which=3D0A> > achieves the same result. Read the fine p=
ri=3D
nt, talk to your lawyer if=3D0A> > you must, but there is no such thing as =
a =3D
bullet proof contract.=3D0A> > Dennis=3D0A> =3D0A> Dennis, the contract cov=
ers bo=3D
th discounts and extra fees.=3DC2=3DA0 =3DC2=3DA0 =3DC2=3DA0 =3DC2=3DA0 The=
=3D0A> big compani=3D
es don't have to negotiate the same contracts we have to=3D0A> accept as in=
di=3D
viduals.=3DC2=3DA0 =3DC2=3DA0 That is why Unions, Guilds and Associations=
=3D0A> are s=3D
o important.=3D0A> =3D0A> -- =3D0A> --=3D0A> Lee, a Mashiko potter in Minne=
apolis=3D
=3D0A> http://mashikopots.blogspot.com/=3D0A> =3D0A> "Ta tIr na n-=3DC3=3DB=
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Dennis Gerasimov on tue 17 nov 09


While it may be against your agreement with your card processor to
charge a premium on credit card transactions, they cannot prohibit you
from giving a discount on other (non-credit card) transactions. Which
achieves the same result. Read the fine print, talk to your lawyer if
you must, but there is no such thing as a bullet proof contract.
Dennis


jonathan byler wrote:
> that doesn't seem to stop ANY of the large filling stations along the
> I-85 corridor from GA through SC from charging different prices for
> cash and credit and advertising it boldly on their signs.
>
> On Nov 14, 2009, at 5:18 PM, Ingeborg Foco wrote:
>
>> Earl,
>>
>> What you say makes good common sense and clearly more fair but.....the
>> credit card companies already thought of that and they make it
>> "illegal" to
>> charge card customers more. If you get turned in, you can loose
>> your credit
>> card "benefit".
>>

May Luk on wed 18 nov 09


That's great! Who wants to give me a gift? Or just share a membership?

May
Brooklyn NY

On Tue, Nov 17, 2009 at 10:50 PM, Snail Scott wr=
ote:

> On Nov 17, 2009, at 1:43 PM, steve graber wrote:
>
> Here's a link to the benefits page of the site:
>
> http://ceramicartsdaily.org/potters-council/learn-more-about-potters-
> council/
>
> And right now, until Dec 11, 1009, memberships
> are two-for-one, so sign up with a friend or give
> a membership as a gift!
>
>
>
> --
> http://twitter.com/MayLuk
> http://www.flickr.com/groups/handmade_mugs/
>